2019 IRA Contribution Limits & Deadlines "How much can I contribute?" and "What's the deadline for my annual contribution?" • Age 49 and under: $6,000 • Age 50 and over: $7,000 To make a contribution, you have to be eligible, which means you must either: • Have earned income, or • Have a spouse with earned income and file a joint tax return. If you have more than one IRA (for example a traditional and a Roth), your total combined contribution to all your accounts cannot exceed the above limits. In addition, if your income exceeds certain levels, the maximum you can contribute to a Roth IRA may be lower than the above amounts, or you may not be able to contribute to a Roth IRA at all. It's all based on your modified adjusted gross income. Individual Filer
Married Filing Jointly
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